The Three Biggest Investments that All Wealthy People Make

biggest-investmentsFact #1: 497 people (approximately 0.000008% of the world’s population) control $3.5 trillion (over 7% of world GDP).

Fact #2: 99% of the US population is NOT part of the “investing class”

Fact #3: For the first quarter of 2012 the average credit card debt for indebted households was $14,517. And it may continue to grow.

You can consider wealthy people evil and greedy or you can view them as a group of people who donate millions of dollars to charity. You can envy them or you can learn from them. You can despise them for their success or admire them for their achievements. That is up to you!

But whatever your perception and beliefs about rich people are, you cannot deny one thing – they are good at keeping and multiplying their wealth.

So what do they do differently from the rest of the population?

What are their best kept secrets?

1. Wealthy people invest money instead of spending it.

In business investing money means making a purchase of value with the expectation of favorable future returns. To put it simply, you use money to make more money. I looked up the term “spending money” in a dictionary and it actually means “using money for small current or incidental expenses”.

Spending money was supposed to be something that we do occasionally when you feel particularly impulsive. Most of us, however, have got it other way around. We spend 20 times more than we invest. And this is the main reason, why we are still not rich.

By “investing money” I do not mean “buying stocks” and “becoming a shareholder”. Anything you buy can be viewed as an investment or spending. The rules are simple- if a product loses its value in the long term – than it is a bad investment decision. If you get more value out of it – you are being smart with your money.

This concept is easier than it seems. Let’s take food, for example. If you eat junk food or processed food for dinner this will lower your energy levels, while providing very little or no nutrient value for your body.

Conclusion? You are spending your money on something that is bad for your health and your physique. Vice versa, home-cooked organic food is an investment that you make, by helping to keep your body strong and healthy.

Now let’s talk about cars. You are probably aware that a new car loses one third of its price the second you drive out of the dealership. Is it a good investment? Probably not… This is why most self-made millionaires prefer used reliable cars to a shiny new Jaguar.

Starting from now before reaching for your wallet, take a second to reflect if what you are about to buy is an investment or a waste of your hard-earned money.

2. Wealthy people invest in themselves.

Wealthy people realize that you can always make more money if you have the knowledge about how to do it and the right set of skills. This is why they willingly spend about 20% of their income on self-education and personal development. They are the ones that read books, attend seminars and actively search for ‘mentors’.

If you want to be wealthy, you have to understand that knowledge and experience are your most valuable assets. It is the reason why professionals get paid 10 times more than college graduates do.

Think of what skills you would like to improve? What inner blocks and negative beliefs about money prevent you from being successful? What are your strengths that you would like to develop further?

3. Wealthy people invest in relationships.

People who have money are often accused of having the “right connections”. It is viewed by many as a negative thing. Similar to a mafia clan, that spins its web around poor law-abiding citizens and indulges in money laundering and other illegal machinations.

Wealthy people have “connections” not because they were born into influential families, but because they take time to establish these relationships. Look at the best-sellers in self-help area, like “Think and grow rich” by Napoleon Hill, “How to Win Friends and Influence People”, ” Pathways to Success – In Your Personal and Private Lives” by Dale Carnegie, “The 7 Habits of Highly Effective People” by Stephen R. Covey, “Awaken the Giant Within : How to Take Immediate Control of Your Mental, Emotional, Physical and Financial Destiny!” by Anthony Robbins – all of them were written by highly successful and self-made millionaires. They all talk about same things: the importance of positive thinking, expressing of gratitude, compassion, and giving.

Relationships in general, not just business relationships, are one of your strongest assets. Your family and friends will support you through difficult times. Your mentors will give you good advice when you most need it. Your co-workers help you out with a project and make your day more enjoyable. Your business partners and your customers will help you to increase your income and make money.

Invest your time and effort in creating good relationships with people. It is easy.

Here is a tip: “Treat others the same way you want them to treat you.” – Jesus (from Luke 6:31).

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  • http://www.facebook.com Geraldyne Mashele

    hi Arina do you remember me!

  • kiiza johnson

    hi Arina,i just dont know how i can thank you for this article you have sent to me.You are just guiding me to the man am supposed to be,i have always liked in investing in myself by buying self help books such as think big,big picture by ben carson, impossibles are possibles by john marson and others,i didn’t really know the significancy of this but you have taught me alot from this article and am so much gratefull, please allow me to recognize you as my mentor,its the best compliment i think i can make, am so honoured to have you in my life,God bless you

  • Mai

    Hello!

    Arina, you ALWAYS have something for me to read that lifts up my spirit and makes me happy.
    You are a genious!
    THANKS!

  • ruchia

    Arina,

    I am always inspired by reading your articles. they make me positive always
    thanks!

  • Anne-Marie

    Dear Arina,

    This morning I’ve been told our company’s closing down. So from December I will be retrenched, twice in 6 months. Firstly I trust & believe that God has something better for me in store and Secondly Thank You for all your inspirational articles. It is times like these, that I needed it most!!!

    Blessings Anne-Marie

  • claris

    i hope you are really wealthy. you deserve it for giving so much goodness to others. I love you for doing all this great stuff! Keep it up. I just wish i had the will power to carry out even 10% of what you advise. I wish i had an ‘accountability’ partner who could help me have a continued resolve to do all that you say. God bless you anyway!

  • Ashabi

    Hi Arina!
    I’m realy motivated by your articles.Its inspiring.
    We youth need this and i expercially need moreof this.
    May God help and bless u.
    THANKS

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  • Spike!

    Dear Ms. Arina.
    My compliments to you on what you have done with your internet presence. Obviously you are a loving, caring person who I feel is making very positive contributions through your collection and presentation of an extrordinary volume of some of the World’s greatest self advancement wisdom…it’s a virtual Wikapedia of such resource material. A spiritual resource worth your consideration for inclusion is http://www.northpoint.org
    Congratulations, and keep on keeping on!
    CHEERS!
    Spike!

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  • JAY

    Hi Arina,
    I started reading your articals since last TWO days only. They are so inspiring. I try to visualise your picture in my mind as my mentor.. God Bless you.

  • Giaunguyen21

    i need to find partners to invest my money contact with me giaunguyen21@yahoo.com

    • Paris

      hi i invest in below market property if u want a good return on your money contact me on parismagee@live.co.uk

      • Ceo_goldstarfinance

        Good Day,

        Have you been affected by economic depression, unemployment, and lack of capital to start up again. The Good news is here.
        Gold Star Finance grants loans at a minimum interest rate of 2%. Contact us today for your loan.
        Contact Mr. Scott Williams via this email:  ceo_goldstarfinance@hotmail.com

        Regards,

        CEO. SAMUEL MARK (Ph.d) 
        (U.K HEAD OFFICE)
        GOLD STAR FINANCE GROUP
         

    • Ceo_goldstarfinance

      Good Day,

      Have you been affected by economic depression, unemployment, and lack of capital to start up again. The Good news is here.
      Gold Star Finance grants loans at a minimum interest rate of 2%. Contact us today for your loan.
      Contact Mr. Scott Williams via this email:  ceo_goldstarfinance@hotmail.com

      Regards,

      CEO. SAMUEL MARK (Ph.d) 
      (U.K HEAD OFFICE)
      GOLD STAR FINANCE GROUP
       

  • Nguyenngocgiau2009

    i need i can looking for investors money big laundering help me.because i can money big $9 million dollars to $10 million dollars . i am in vietnam business export .who have money please tel me: nguyenngocgiau21@gmail.com

    • Ceo_goldstarfinance

       I am Mr. Samuel Mark Ceo Gold Star Finance Loan Company, a legitimate, tested and trusted as well as a reputable money lender. We are a company with financial assistance. We loan funds out to individuals in need of financial assistance, that have a bad credit or in need of money to pay bills, to invest on business, to settle mortgage/home problems. I want to use this medium to inform you that we render reliable beneficiary assistance as I’ll be glad to offer you a loan. Loan minimum of $2000 and maximum of $5million with an agreeable interest rate of just 3%

      Services Rendered include;

      *Refinance
      *Home Improvement
      *Investment Loan
      *Auto Loans
      *Debt Consolidation
      *Business Loans
      *Personal Loans
      *International Loans.

      Regards.

      Contact Name: Mr. Samuel Mark
      Every Day Gold Star Finance Loan Company
      Hope to see your response via this mail address:
      ceo_goldstarfinance@hotmail.com

      Mainly for people in need of more money for stability

  • Nguyenngocgiau2009

    i need i can looking for investors people money big laundering. help me ,because i can money big $9 million dollars to $10 million dollars,i am in vietnam and business export.who have money big please tell me:
    nguyenngocgiau2009@gmail.com

    • Nileshbmantri

      i am an indian lived with 13 person of joint family. we have self business. but presently we sufferd to much losses. so we need 1,40,00,000 of indian money. we can,t any way to arrange the funds. it is to be necessary for my family to paid of thease amount. after 2 years i will replace ur amount. with god promice. if anybody can,t help me we have no way without sucied of whole family. so please help me. and save our life. my mail id nileshbmantri@gmail.com

      • Samuel Mark

        I am Mr. Samuel Mark Ceo Gold Star Finance Loan Company, a legitimate, tested and trusted as well as a reputable money lender. We are a company with financial assistance. We loan funds out to individuals in need of financial assistance, that have a bad credit or in need of money to pay bills, to invest on business, to settle mortgage/home problems. I want to use this medium to inform you that we render reliable beneficiary assistance as I’ll be glad to offer you a loan. Loan minimum of $2000 and maximum of $5million with an agreeable interest rate of just 3%

        Services Rendered include;

        *Refinance
        *Home Improvement
        *Investment Loan
        *Auto Loans
        *Debt Consolidation
        *Business Loans
        *Personal Loans
        *International Loans.

        Regards.

        Contact Name: Mr. Samuel Mark
        Every Day Gold Star Finance Loan Company
        Hope to see your response via this mail address:
        ceo_goldstarfinance@hotmail.com

        Mainly for people in need of more money for stability

         

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  • Future nurse

     Sorry to off topic, but maybe there want to help me..I’m 21 years old. I’m from Lithuania. First of all, i want apologize for my mistakes , because my english is not very good…I decided to write because I need help wealthier people…I am a second year student, studying nursing. Lithuania ordinary people earning a few $ 250 per month,so this money not enough for study and live..My studies are responsible, so at a time and work and study can not, and especially when the science going on from morning to evening ….I just want to ask your financial aid…please help me…I will be grateful for any financial assistance…. if you want to help me write to my gmail. bozena.kibort@gmail.com I would greatly appreciate.

    • Samuel Mark

       I am Mr. Samuel Mark Ceo Gold Star Finance Loan Company, a legitimate, tested and trusted as well as a reputable money lender. We are a company with financial assistance. We loan funds out to individuals in need of financial assistance, that have a bad credit or in need of money to pay bills, to invest on business, to settle mortgage/home problems. I want to use this medium to inform you that we render reliable beneficiary assistance as I’ll be glad to offer you a loan. Loan minimum of $2000 and maximum of $5million with an agreeable interest rate of just 3%

      Services Rendered include;

      *Refinance
      *Home Improvement
      *Investment Loan
      *Auto Loans
      *Debt Consolidation
      *Business Loans
      *Personal Loans
      *International Loans.

      Regards.

      Contact Name: Mr. Samuel Mark
      Every Day Gold Star Finance Loan Company
      Hope to see your response via this mail address:
      ceo_goldstarfinance@hotmail.com

      Mainly for people in need of more money for stability

      • Pankaj

        Dear Mark
        I am in trading B2B business and well experienced in many businesses. I want to turn from trader to manufacture and have some good business ideas for that, but I am not based in USA or UK. 
        If you agree to support people with Loans out side your countries, I will be glad to discuss this with you in details.
        Waiting for your prompt reply at pankajveer@mail.ru
        thanks, have  a good day!

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  • Shahidsohail120

     i need mony  for business immediatly shahid london  00447574367968

    • Mr. Samuel Mark

      I am Mr. Samuel Mark Ceo Gold Star Finance Loan Company, a legitimate, tested and trusted as well as a reputable money lender. We are a company with financial assistance. We loan funds out to individuals in need of financial assistance, that have a bad credit or in need of money to pay bills, to invest on business, to settle mortgage/home problems. I want to use this medium to inform you that we render reliable beneficiary assistance as I’ll be glad to offer you a loan. Loan minimum of $2000 and maximum of $5million with an agreeable interest rate of just 3%

      Services Rendered include;

      *Refinance
      *Home Improvement
      *Investment Loan
      *Auto Loans
      *Debt Consolidation
      *Business Loans
      *Personal Loans
      *International Loans.

      Regards.

      Contact Name: Mr. Samuel Mark
      Every Day Gold Star Finance Loan Company
      Hope to see your response via this mail address:
      ceo_goldstarfinance@hotmail.com

      Mainly for people in need of more money for stability

       

    • Ceo_goldstarfinance

      Good Day,

      Have you been affected by economic depression, unemployment, and lack of capital to start up again. The Good news is here.
      Gold Star Finance grants loans at a minimum interest rate of 2%. Contact us today for your loan.
      Contact Mr. Scott Williams via this email:  ceo_goldstarfinance@hotmail.com

      Regards,

      CEO. SAMUEL MARK (Ph.d) 
      (U.K HEAD OFFICE)
      GOLD STAR FINANCE GROUP
       

  • Ceo_goldstarfinance

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    Good Day, Have you been affected by economic depression,
    unemployment, and lack of capital to start up again. The Good news is here.
    Gold Star Finance grants loans at a minimum interest rate of 3%. Contact us
    today for your loan. Contact Mr. Samuel Mark via this email:  ceo_goldstarfinance@hotmail.com Regards,CEO.
    Mr. Samuel Mark (Ph.d)  (U.K HEAD OFFICE)GOLD STAR FINANCE
    GROUP
     

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  • http://www.facebook.com/maheshsp30 Mahesh Sp

    hello sir

    MAHESH S P

    S/o S Y Panduranga Rao

    Banashankari Extension.

    Banavara

    Arasikere 573103 (Taluk).

    Hassan Dist.

    Karnataka State

    ( INDIA ) country.

    Email:maheshsp30@gmail.com

    PH: 9964771881

    Hello,

    I am. MAHESH S P. I am suffering from “Chronic kidney disease stage 5: Secondary to Reflux Nephropathy Hypertension: Gross volume Overload: Pulmonary Edema Initiated on Hemodialysis” since 22-02-2009.

    I am undergoing Kidney transplantation.

    I NEED 3.00.000 RS MONEY FOR KIDNEY TRANSPLANTATION

    Me and my family members are not in a position to bare the cost of transplantation.

    I have been taking dialysis treatment weekly 3 times for past THREE YEAR (3 YEARS). We don’t have enough money for hemo dialysis treatment. I am enclosing my medical records and my photographs.

    PLEASE SHARE THESE VIDEO IN FACE BOOK

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    So please kindly help as much as possible. If you know some one who can help me, whether your friends or any one please let me know. You can drop the money to my house address or to my account ISFC code : SYNB0001402 ACCOUNT NO: 14022200075587.

    Account NO: 14022200075587

    Bank name: SYNDICATE BANK.

    Branch name: Banavara branch,

    Arasikere Taluk.

    Hassan Dist.

    Karnataka State

    ( INDIA ) country

    thanking you all respected readers please cooperate with me to over come with this chronic kidney failure.

    help me by sending at least small amount of money i am begging. PLEASE HELP ME.

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