Christmas – the Magical time of love, and joy and giving.
Unfortunately, for many of us, it is the most expensive time of year too. If you feel that you have more cheer than cash this season, do not worry! There are plenty of ways to save money during the holiday season, while having the best Christmas ever!
Here are 40 Smart Strategies to stay in budget this Christmas:
1. Start budgeting for the holiday season today
Before getting to any Christmas money savings tactics, decide how much money, realistically, you would like to spend on the holiday festivities, including Christmas decorations, entertaining, gifts, Christmas cards, etc… When you figure out how much money you want to spend, let’s see what you can do to stay within your budget!
2. Help out Santa with gifts this year
Instead of buying expensive gifts for your family and friends, make them yourself! Believe me, there are hundreds of inexpensive home-made gift ideas that literally anyone can do! Why spend hours in the mall, waiting in huge lines, when you can make gifts that are personal, meaningful, inexpensive and above all, fun to do. ( You can find homemade gift ideas here and here)
3. Opt for cool, rather than expensive!
Think of cool, funny and inexpensive gifts that you can give to your family members and friends. There are plenty of great gadgets, personalized mugs, and funny quote books for under $5- $10.
4. Give a framed picture
Nowadays, when most of us have digital cameras, it seems we never have time to print our pictures and frame them. Maybe this is why a good picture, beautifully framed is a gift that so many people appreciate!
Go through your stuff and see if there are any presents that you have received, won or got with the latest promotions that you are not planning on using. Think of who might like these gifts!