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How Much Money Do You Need?

santa-moneyOur financial difficulties are caused by one of five problematic areas:

a)    Spending too much money
b)    Having negative beliefs about money
c)    Not keeping track of money
d)    Not having money saved for a “rainy day”
e)    Not making enough money

Most of us are guilty of a), which is a logical result of b), c) and d).

However, all these problems would just go away if we resolve e) or make more money.

And while money does not make us happy, you still have to pay bills at the end of the month, provide for the family and be able to satisfy your fundamental needs.

On the other hand how much is enough?

When do you stop striving to make more money and feel blessed with what you already have?

How much money do YOU need in order to be happy, not worry about your bills and be able to fully enjoy your life?

Where is the limit to your financial goals?

Write down in the comments below the exact amount of money that you would like to receive each month in order to feel fully content. Let’s take the first step in making our financial goals clear and specific! Otherwise we risk spending our life chasing after a mirage.

40 Comments
  • Anil Mhetre
    December 17, 2009 at 12:00 am

    THANKS

  • J Swan
    December 17, 2009 at 8:18 am

    $40,000.00 per month.

  • Ravi Teja
    December 17, 2009 at 9:46 am

    $5,000 and lots of courage with love in it does that

  • Marisa
    December 17, 2009 at 3:31 pm

    $3,500 per month

  • JAY
    December 17, 2009 at 5:39 pm

    I DONT’ THINK OF ANY FORMULA OR FIGURE FOR THE QUESTION!
    MONEY IS LIKE..THE MORE YOU HAVE…THE MORE YOU SPEND…
    OR
    THE MORE YOU SPEND…THE MORE YOU ‘HAVE TO’ EARN..

    SO.. EVEN 50,000 PER WEEK IS ‘TOO MUCH’ OR ‘VERY LESS’ – DEPENDING ON SPENDING HABITS

  • Ranjit
    December 18, 2009 at 2:52 am

    At the present moment I need $5000 per month.

  • Wan
    December 18, 2009 at 7:15 am

    money is never enough….everyone want more money everyday.
    money is never not enough.Hello those who put a tag on hpw much to have you must be nut!

  • Pete
    December 18, 2009 at 8:44 am

    $6K per month

  • Karl Holman
    December 18, 2009 at 10:27 am

    I would say $4800.00 net per month,I have learnt not to be label whore…and to buy in discount stores…plus talk myself out of buying
    an item.I am trying to save but there is always some surprise lurking
    in the corner………no money for xmas gifts this year….happy holidays!!!

  • Willie
    December 18, 2009 at 12:56 pm

    I’ll have to over estimate and say $6000 per month, but I would only use $5000 and save the difference for a rainy day!

  • Kathy
    December 18, 2009 at 2:42 pm

    $50,000.00 per month

  • Eb
    December 19, 2009 at 12:32 am

    $12,000.00

  • Kaustav Sinha
    December 19, 2009 at 7:07 am

    Well certainly u r a gr8 person n certainly i feel myslf 2 b a betr person since v met on d net…thnks….

  • Steve
    December 19, 2009 at 7:38 am

    £4000.00 per month, more is better, but MUST SAVE !!

  • Gary
    December 19, 2009 at 11:23 am

    10,000 a month to be satisfied

  • neeraj
    December 19, 2009 at 1:05 pm

    you need only cash c for commitement a attitude s for skill and h habit if you that you are never short of cash

  • Raheem Abdul
    December 19, 2009 at 8:25 pm

    hey arina thnx 4 a great artcle wish u happy new year in advance

  • Siddig Ali
    December 20, 2009 at 8:25 am

    $3500 is enough for me to lead a good life for me and my family

  • jayant das
    December 20, 2009 at 12:37 pm

    Success Is A Choice You Make , in Money i would require per week $ 3500 is enough for me to lead a good life for me and my family

    [Reply]

  • Rahul Gaur
    December 21, 2009 at 3:18 am

    INR 1,00,000.00

  • Surajit Dey
    December 21, 2009 at 10:21 am

    Thanks a lot

  • Gyasi Stephen
    December 21, 2009 at 3:33 pm

    thanks for that message merry christmas and a happy new year

  • Nabeel Asim
    December 22, 2009 at 12:18 am

    Well, I beleive if i carefully check out the things i love to have….then 200,000 PKR would be enough to keep myself satisfied…

  • bisi
    December 22, 2009 at 12:50 am

    At this point in my life i will be happy with $100,000 dollars monthly. This way i can quickly build my passive income portfolio to sustain my monthly cashflows in no time. I would be very happy with this figure monthly because i will be able to give willingly without worries.

  • Len
    December 22, 2009 at 3:31 am

    $20 000 a Month will do for me and my family.

  • CJ
    December 22, 2009 at 8:57 am

    Money makes us more of who we are! For Example: If we are sad money will make us more sad but if we are happy money will make us more happy! A min of $5,000 a month would make me more happier! I want to work smarter not harder to earn it!

  • James
    December 22, 2009 at 3:39 pm

    I just finished reading a book Total money make over by Dave Ramsey.
    Its a book on money management and how we are slaves to the lender.
    Its not how much you make but what you do with it. Dave has a saying
    If you live like no else, later you can live like no one else.

  • Gail
    December 22, 2009 at 11:23 pm

    enough to take good care of self and family being comfortable enough to lessen the stress I carry now because of low income which means there is no extra’s which is even harder on my teen, my grandson whom I have raised.

  • Twinkle
    December 23, 2009 at 8:29 am

    I am a student and want to pursue my studies abroad but dont have enough money.I am talented but still the scholarship money is not sufficient to live there.My financial problem is a big one which according to me has no remedy.Does anyone has a solution to this?I am not getting what i deserve to get becaue of money…!!!

  • Rushikesh
    December 24, 2009 at 5:01 am

    Rs. 15855/- per month

  • Rushikesh
    December 24, 2009 at 5:02 am

    Rs.15855/- per month

  • hamid
    December 25, 2009 at 10:47 am

    i want 20000000000000 can you give me

  • Aifuwa Emmanuel
    December 28, 2009 at 12:00 am

    ur words are inspirational. keep it up

  • Innocent Adiole
    December 28, 2009 at 12:00 am

    thanks for your reminder on the use of money.thanks a lot.

  • jimmy greenway
    December 29, 2009 at 9:36 am

    I would say that $4000 a month net would be enough for me and my family.

  • Ann Cook
    January 3, 2010 at 10:23 am

    Definetly live like no one else!

  • sk
    January 4, 2010 at 8:19 am

    there are a fellowships. some of them fully sponsor your education and your living expense… http://www.gradschools.com/Article/Graduate-Fellowships/1676.html

  • ONYESO FERDINAND
    January 13, 2010 at 9:51 am

    what an interesting and funy message. one thing straight is human wants are unsatisfiable, though money is important to every human but our wants can not be satisfy, even if you have the whole world you go for the universe. thanks for your idea, Arina (shalom)

  • Bluu Calimore
    January 21, 2010 at 2:57 pm

    Like food, you can never have enough money, but the quantity of money that we need depends upon skill, which can be the determining factor of how you may acquire this lofty amount of wherewithal. That being said, realistically, I need and could survive with about $4-$5 grand per month, but I would like to earn as much as the young tech billionaires.

  • saravanan
    June 11, 2013 at 9:38 pm

    $1550/- is needed for me for a better life in India

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